Terms & Conditions

• Terms & Conditions

Terms and Conditions of Website Use

This page (together with the documents referred to on it) tells you the terms and conditions of website use (the Terms) on which you may make use of our website www.premiercompanies.co.uk (our site).

Please read these Terms carefully before you start to use the site.

By accessing information contained on our site, visiting or using our site, you indicate that you accept these Terms and that you agree to abide by them. If you do not agree to these Terms, please refrain from accessing information on our site, visiting or using our site.

Disclaimer

The information contained within this site is subject to the UK regulation regime and is therefore targeted at consumers based in the UK only. This website is designed to provide you with general information only and does not attempt to give you advice on any particular investment or to recommend any particular investment to you. If you have any doubt as to whether a particular investment is suitable for you, you should contact Premier Benefit Solutions for advice.

Premier Benefit Solutions is authorised and regulated by the Financial Services Authority. FSA Registration No: 460880

Premier Benefit Solutions
Corinthian House
17 Lansdowne Road
Croydon
CR0 2BX

Registered in England & Wales, No. 6036012

Neither Premier Benefit Solutions, Premier Pensions Management nor its representatives can be held responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this site.

Financial Services Authority

The FSA requires that certain information be provided to the client prior to business being transacted so that the relationship between the client and the firm is clearly stated and understood.

Please download and read the following documents which are provided in Adobe Acrobat format.

Key facts about our services and costs

Privacy Statement

This policy was last updated on 09 March 2012.

1. We comply with the principles of the Data Protection Act 1998 when dealing with all data received from visitors to the site.
2. We only hold the data necessary to offer services provided on our website.
3. Data is only used for the purposes described in our entry on the Data Protection Register.
4. We only hold personal data for as long as necessary. Once data is no longer needed it is deleted from our files.
5. For administrative reasons data may be passed to and stored securely with third party service providers located outside the EEA (European Economic Area).
6. We regularly email website news and information updates to those customers who have specifically subscribed to our email service. All subscription emails sent by us contain clear information on how to unsubscribe from our email service.
7. We never sell, rent or exchange mailing lists.
8. We may however share commercial and technical data with our partners where a customer has accessed and used our website via a site belonging to one of our partners. However, such information will also be subject to our partners’ privacy policies.
9. If you subscribe to our email service via a partner site, that partner may wish to send you details via email of other products and services, which may be of interest to you. However when you subscribe directly to our email service you will be asked whether or not you wish to receive such emails.
10. Please note that we only share data with partners that operate their own privacy policy.
11. In accordance with the Privacy and Electronic Communications (EC Directive) Regulations 2003, we never send bulk unsolicited emails, (popularly known as Spam) to email addresses.
12. We may send emails to existing customers or prospective customers who have enquired or registered with us, regarding products or services directly provided by us.
13. All emails sent by us will be clearly marked as originating from us. All such emails will also include clear instructions on how unsubscribe from our email service and any future emails. Such instructions will either include a link to a page to unsubscribe or a valid email address to which you should reply, with “unsubscribe” as the email subject heading.
14. See information about Cookies here.

If you have any questions relating to our Privacy Policy please email us at info@premiercompanies.co.uk

Gathering Information

In order to advise you properly, we must obtain certain information from you about your financial and personal circumstances, to assess your suitability for particular products and services.

By providing us with your personal data:

1. You agree that the information we hold about you can be held on computer and/or paper files, in accordance with the Data Protection Act 1998, and any subsequent amendments thereto.
2. You agree that any information which you give us, including sensitive personal data such as health and medical records, may be disclosed to third parties (e.g. credit reference agencies and medical practitioners, where relevant) for the purpose of processing your application and for the ongoing administration of your investment or policy but for no other purpose.
3. You agree that we may use the information that we hold about you to contact you from time to time by post, fax, e-mail or telephone to bring to your attention additional products or services, which may be of benefit to you.
4. We agree that any consent given by you under paragraph 3 above may be withdrawn by you at any time by contacting us in writing at:

Premier Benefit Solutions
Corinthian House
17 Lansdowne Road
Croydon
CR0 2BX

Intellectual property rights

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it.  Those works are protected by copyright laws and treaties around the world.  All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our site for your personal reference and you may draw the attention of others within your organisation to material posted on our site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged.

You must not use any part of the materials on our site for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of our site in breach of these Terms, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Accessing our site

Access to our site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our site without notice.  We will not be liable if for any reason our site is unavailable at any time or for any period.

From time to time, we may restrict access to some parts of our site, or our entire site, to users who have registered with us.

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these Terms.

You are responsible for making all arrangements necessary to have access to our site.  You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these Terms, and that they comply with them.

About cookies

Cookies are small text files which are placed on you computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as providing information to the owner of the site.

Cookies from our website
Our website will generate cookies in order for the website to work as expected. These will enhance features such as website search, optimising page loading, access to members areas and the ability to store items in a shopping cart.

Cookies from Google Analytics
We use Google Analytics to collect information about how website visitors use our website. We use this information to improve the service and experience we offer on this website. We do not collect any personal information (like your name or address). All of the information on website usage is anonymous.

You can opt out of being tracked by Google Analytics across this and all websites by simply downloading this tool from Google.

Cookies from Social Media buttons
The use of Social Media buttons on some of our pages link to third party websites and services, like Facebook and Twitter also create cookies. These services use cookies when you click the button. Privacy policies are available for all of theses services, and you should view them for information on how your information is used, and how you can opt-out, should you wish to.